P2P (Person-to-Person) Payments is now LIVE in online access and our mobile app! This feature enables you to send money right from your phone to your friends and family, even if they use a different financial institution. Click the title to read more, including steps to complete a transfer and an FAQ. 

We made an exciting announcement during our Annual Meeting on April 10- ARECU’s accounts are now covered through both the National Credit Union Administration (NCUA) and now Excess Share Insurance (ESI) for up to a combined $500,000.00. Read here to find out what that means and how your accounts are covered.

Effective June 1, 2019 the following changes will be made to our Fee Schedule:
    GAP Insurance                             $330.00
     VISA Gift Cards (per card)         $4.00

If you have any questions about these changes, please contact a credit union representative.

Thank you for choosing us to be your credit union, we appreciate your business and continued loyalty.

Effective January 1, 2019 ARECU will only accept large quantities of coins in coin rolls. Thank you for your business! 

Alabama Rural Electric Credit Union is aware of the unusual amount of credit and debit card fraud activity. Here at the Credit Union, our system is constantly recording your normal spending patterns. When a charge hits your account that is out of the normal spending pattern it is reported as a possible fraud.