Home Equity Line of Credit (HELOC)

A powerful tool to increase your financial flexibility

Owning a home opens a lot of financial doors for you (pun intended), because using the equity in your home can be one of the most affordable ways to borrow money. Which makes it a super-smart way to finance all kinds of things, like home improvements, college tuition or just to give yourself some financial flexibility.

Home Equity Line of Credit

Put the equity in your house to work, whether you want to renovate your kitchen or add an extra bathroom. Our low rates make it all possible.

  • Low closing costs and no origination fees
  • No annual fee
  • Line of credit can be accessed through our online Home Branch

 

Home Equity Loan

Another home equity borrowing option — in addition to a home equity line of credit — is a home equity loan. With this type of loan, you use the equity in your home as collateral, and you get a one-time, lump sum, a set interest rate and set monthly payments. It’s a great way to finance home improvements, major renovations or any large, one-time financial need.

  • 24-hour approval
  • No annual fee
  • Manage loan and access funds through Home Branch online banking

 

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