1st Mortgage


We offer a variety of fixed and adjustable-rate mortgages with extremely competitive rates. Let’s talk and find just the right mortgage to get you in the house of your dreams.

Some mortgage types require Pre-Purchase Counseling.

  • Fixed and variable-rate loans
  •  Low closing costs and origination fees
  •  Loans available for purchases, construction, property and refinance
  •  Flexible terms up to 30 years
  •  Local servicing and mortgage payment acceptance

Apply Now!


First Time Homebuyer Program

Alabama ONE now offers Fannie Mae’s HomeReady first-time homebuyers mortgage, a program designed to help eager buyers get into their first home.

  • Competitive rates
  •  Down payments as low as 3%
  •  Gift funds allowed
  •  Reduced Private Mortgage Insurance (PMI) coverage
  •  Homeownership education and counseling
  •  More flexible underwriting

Apply Now!


Education is Everything. Learn more about the home-buying process now.


Contact our Mortgage TEAM

Kelly Denard
Mortgage Lending Manager

205-562-2334, Toll-Free: 800-225-0110
NMLS # 910627

Lindsey Nance
Mortgage Loan Officer

205-562-2332, Toll-Free: 800-225-0110
NMLS # 1632974

Amber Walker
Mortgage Loan Officer

205-342-0169, Toll-Free: 800-225-0110

Clarissa Strickland
Mortgage Loan Officer

205-562-2350, Toll-Free: 800-225-0110
NMLS # 1884985

Mortgage Services Toll-Free: 800-225-0110
TEXT our Mortgage TEAM: 205-861-2081
Mortgage Services Fax: 205-750-2314