Rates

ACCOUNTS ARE A VARIABLE RATE ACCOUNT.  APY IS VALID AS OF THE LAST DIVIDEND DECLARATION DATE OF SEPTEMBER 1, 2020. APY AND TIERS ARE SUBJECT TO CHANGE AT ANY TIME.

Shares         

  Dividend Rate APY
under $1,000 0.10% 0.10%
$1,000 or greater 0.20% 0.20%

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Share Draft

  Dividend Rate APY
$1 - $24,999.99 0.00% 0.00%
$25,000 or greater 0.05% 0.05%

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Clubs

  Dividend Rate APY
Christmas Club 1.00% 1.00%
Children's Cub Account 1.00% 1.00%
Saver's Club 1.00% 1.00%
Other Special Savings (under $1,000) 0.10% 0.10%
Other Special Savings ($1,000 or greater) 0.20% 0.20%

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Daily Money Market Account Tier

  Dividend Rate APY
under $1,000.00 0.20% 0.20%
$1,000 - $9,999.99 0.35% 0.35%
$10,000 - $24,999.99 0.35% 0.35%
$25,000 - $99.999.99 0.35% 0.35%
$100,000 - $249,999.99 0.35% 0.35%
$250,000 or greater 0.35% 0.35%

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Accumulator IRA Tier (Traditional, Education, Roth)

  Dividend Rate APY
under $1,000.00 0.30% 0.30%
$1,000 - $9,999.99 0.50% 0.50%
$10,000 - $24,999.99 0.50% 0.50%
$25,000 - $99,999.99 0.50% 0.50%
$100,000 - $249,999.99 0.50% 0.50%
$250,000 or greater 0.50% 0.50%

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Certificates of Deposit

  Dividend Rate APY*
6-Month 0.40% 0.40%
12-Month 0.75% 0.75%
18-Month 0.80% 0.80%
24-Month 0.90% 0.90%
36-Month 1.00% 1.00%
48-Month 1.10% 1.10%
60-Month 1.20% 1.21%

*APY is accurate as of September 1, 2020 and is subject to change at any time. The rate is locked in for the term of your certificate on the day the certificate is funded.

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Certificate IRA

  Dividend Rate APY*
6-Month 0.40% 0.40%
12-Month 0.75% 0.75%
18-Month 0.80% 0.80%
24-Month 0.90% 0.90%
36-Month 1.00% 1.00%
48-Month 1.10% 1.10%
60-Month 1.20% 1.21%

*APY = Annual Percentage Yield. A fee may reduce earnings on share accounts. For certificate accounts, penalties for early withdrawal may apply.

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