Checking
The biggest difference in checking accounts is in the institution that offers it.
It is no secret to say that most checking accounts are kind of the same. They are one of the primary tools for managing your finances. What makes a checking account different, though, is who offers it. How easy do they make it? How much do they charge you for it? What limitations do they put on it?
Our checking account is free. The online banking app (Home Branch) is free. The mobile app is free. There are no minimum balances and you even get a free debit card.
Alabama Rural Electric Credit Union Free Checking
Enjoy totally free checking with free online account management, a mobile app, no minimum balance and an instant-issue debit card that gives you immediate purchasing power.
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$25 minimum deposit to open
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No minimum balance requirements
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Overdraft options available
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Home Branch (Online Banking) - new Home Branch coming with MERGE WEEK!
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e-ONE Mobile App (Mobile Banking) - new app coming with MERGE WEEK!
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Online Bill Payment
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e-Statements
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Telephone account access
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VISA® debit card w/ unlimited swipes
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Free ATM withdrawals from all Alabama ONE ATMs - coming with MERGE WEEK!
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Paper checks avialable
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Unlimited check writting
Apply Now!
Jumpstart Checking
Need to jumpstart or rebuild a good credit history? Jumpstart Checking has all the benefits you want — an instant-issue debit card, online account management and an easy mobile app. And after 12 months of good account management, you’ll be eligible to upgrade to traditional free checking.
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$25 minimum deposit to open
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Account fee of $10 per month
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Eligible to request account upgrade after 12 months
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Direct deposit required
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No paper checks
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Home Branch (Online Banking) - new Home Branch coming with MERGE WEEK!
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e-ONE Mobile App (Mobile Banking) - new app coming with MERGE WEEK!
-
Online Bill Payment
-
e-Statements
-
Telephone account access
-
VISA® debit card
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Free ATM withdrawals from Alabama ONE ATMs
Apply Now!
Debit Cards
They look just like credit cards — Visa® logo and all — but when you use them, the amount of your purchase or ATM withdrawal comes directly from your checking account. They’re basically like checks only way, way more convenient.
You can use them anywhere VISA® is accepted — and that’s just about everywhere. You can also set up alerts to get the heads-up about certain purchases, set spending limits on your cards, and more.
So debit cards are good, but Alabama Rural Electric debit cards are even better because you can choose from a variety of designs and print them out in minutes at your local branch. Plus, they’re free with all of our checking accounts.
You can customize and print your Alabama Rural Electric Credit Union Debit Card in branch!
Swipe to Support
These instant-issue debit cards print in minutes with a unique personality and immediate purchasing power. Get yours today for only $15 with your Alabama ONE checking account and 100% of the proceeds will benefit the selected school or organization.
To report a lost or stolen ATM or DEBIT CARD, please call 1-866-209-7037.