Say it's for your best friend. Auto loan rates as low as 3.75% APR and 100% financing make finding an excuse easy. Up to 72 month term. 100% financing of purchase price on new vehicle loans and 100% of NADA value on used vehicle loans. Loan subject to credit qualifications and approval. Restrictions may apply. Rate subject to change. Contact an ARECU representative for more information. For example, at 3.75% APR 72 payments of $156.00 per $10,000.00 borrowed.
Scheduled maintenance will be performed on our Online Access system and Mobile App beginning at 3:00 AM CST on Saturday, February 15. We are anticipating Online Access and our Mobile App to be unavailable for 1 hour. If you need to access your account during this time, please use our phone service, the PowerLine Connection.
Apply for our 2020 scholarships! Five $1,000 scholarships will be awarded to deserving ARECU members pursuing a post-seconday eduation or graduate degree. Applications must be received by us on or before February 15, 2020. Applications can be found by clicking “Applications and Forms” in the upper right corner of your screen.
Intuit TurboTax. Get your maximum refund guaranteed. Members save up to $15. Start saving.
Accidents don’t wait for you to be ready. Don’t get caught unprepared. Start an emergency fund today.

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News & Announcements

Scam Alert

We have been made aware of a potential scam on Facebook.  Individuals are being asked to apply for a loan and send funds electronically through Walmart Pay, Cash App and/or other electronic means. Click to read more.

Double Coverage with ESI

We made an exciting announcement during our Annual Meeting on April 10- ARECU’s accounts are now covered through both the National Credit Union Administration (NCUA) and now Excess Share Insurance (ESI) for up to a combined $500,000.00. Read here to find out what that means and how your accounts are covered.

Coins Procedure Effective January 1, 2019

Effective January 1, 2019 ARECU will only accept large quantities of coins in coin rolls. Thank you for your business! 

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Auto Loans

3.75% APR*

(*APR as low as)

1 Time Bump Up 30 Month Certificate

2.45% Dividend Rate

2.48% APY*

Minimum Deposit of $5,000

*Annual Percentage Yield

 

Unimproved Property Loan

6.50% APR

*Annual Percentage Rate

 

View All Rates