Auto loans as low as 3.35% APR 3.1-4.15. Rates as low as 3.35% APR on 60 m term. Rates as low as 3.45% APR on 72 m term. Minimum credit score of 640 for promotional rates. Loan subject to credit qualifications and approval. Restrictions may apply. Rate subject to change. Contact an ARECU representative for more information. For example, at 3.35% APR 60 payments of $182.00 per $10,000.00 borrowed; at 3.45% APR 72 payments of $154.00 per $10,000.00 borrowed.
The ARECU Annual Meeting scheduled for April 8th has been postponed as a cautionary measure due to COVID-19. Once a rescheduled date has been set, the Credit Union will send the updated information through multiple points of contact.
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News & Announcements

Annual Meeting Postponed

ARECU’s Annual Meeting scheduled for April 8, 2020 has been postponed due to the Coronavirus (COVID-19). 

COVID-19 Precautions

As a precaution due to the coronavirus (also known as COVID-19), Alabama Rural Electric Credit Union will offer limited access to our branch. This is for protection of both our membership and staff.

Please read this news article for more information. 

Federal Tax Day moved to July 15

Federal Tax Day has been moved back from April 15 to July 15. 

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Auto Loans

3.75% APR*

(*APR as low as)

1 Time Bump Up 30 Month Certificate

2.45% Dividend Rate

2.48% APY*

Minimum Deposit of $5,000

*Annual Percentage Yield

 

Unimproved Property Loan

6.50% APR

*Annual Percentage Rate

 

View All Rates