Say it's for your best friend. Auto loan rates as low 
as 3.75% APR and 100% financing make finding an excuse easy. Up to 72 month term. 100% financing of purchase price on new vehicle loans and 100% of NADA value on used vehicle loans. Loan subject to credit qualifications and approval. Restrictions may apply. Rate subject to change. Contact an ARECU representative for more information.  For example, at 3.75% APR 72 payments of $156.00 per $10,000.00 borrowed.
Scheduled maintenance will be 
performed on our Online Access 
system and Mobile App 
beginning at 3:00 AM CST on Saturday, February 15. We are anticipating 
Online Access and our Mobile App to be 
unavailable for 1 hour. 
If you need to access your account during this time, please use our phone service, the 
PowerLine Connection.
Apply for our 2020 scholarships!
Five $1,000 scholarships will be awarded to deserving ARECU members 
pursuing a post-seconday eduation or graduate degree. Applications 
must be received by us on or before February 15, 2020.  

Applications can be found by clicking “Applications and Forms”
 in the upper right corner of your screen.
Intuit TurboTax. Get your maximum refund guaranteed. Members save up to $15. Start saving.
Accidents don’t wait for you to be ready. Don’t get caught unprepared. Start an emergency fund today.

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Auto Loans

3.75% APR*

(*APR as low as)

1 Time Bump Up 30 Month Certificate

2.45% Dividend Rate

2.48% APY*

Minimum Deposit of $5,000

*Annual Percentage Yield


Unimproved Property Loan

6.50% APR

*Annual Percentage Rate


View All Rates